A: No, but you risk financial fraud. The creators of the PDF may be committing a crime (phishing under Mexico’s Ley de Instituciones de Crédito ), not the downloader.
If you have landed on this page searching for the phrase "WTF con el Infonavit PDF nueva edicion exclusive Google Drive," you are likely a borrower trying to understand your credit score, your housing points, or the complex rules of Mexico’s Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit). A: No, but you risk financial fraud
Here is what those PDFs often contain: